We are not accepting applications for homeownership at this time.



 Keep checking our website, www.valdosthabitat.org and Facebook page, https://www.facebook.com/valdostahabitat for updates.

In the meantime, refer to the homeownership section of our website to determine if you meet basic qualifications for home ownership with Valdosta-Lowndes County Habitat for Humanity.


Applications & Process

Applications


Valdosta – Lowndes Habitat opens the homeownership application process on an as needed basis, as homesites and funding become available.  Open application periods are posted on this web site and our Facebook page, please check often.  Specific instructions for the application process will be available at that time.  Applicants that meet eligibility guidelines shown above, will need to complete and submit an application in the allotted time.


Our Process


The Family Selection Committee reviews all applications, vetting them according to need, ability to pay, and willingness to partner in order to determine if the family meets the minimum requirements.  The Steps we take to assess qualification and selection are in accordance with Habitat for Humanity International’s philosophy and protocol.

If the applicant(s) meets the requirements, then the committee will schedule a meeting with them at their current residence to review their application and to also perform a home visit.  The family selection committee then performs a final review and makes their recommendation/s for a partner family or partner families (depending on the number of homes available) to the board of directors for final approval.


Basic Eligibility Requirements

The steps we take to assess qualification and selection for our program are

in accordance with Habitat for Humanity International’s philosophy and protocol.

Am I Eligible to Apply for a Habitat Home? Read and answer the questions below to determine if you

meet the most basic eligibility requirements to apply for a Valdosta-Lowndes County Habitat home.


If you can answer YES to all questions, you meet the most basic requirements to apply for a home during an

open application period. However, these 7 items alone, do not ensure acceptance into the program as there are

many other factors taken into account with an application. If you cannot answer YES to all these questions, you

are NOT eligible for a Valdosta-Lowndes County Habitat home.


  • I live or work in Lowndes County at the time of application submission.
  • I am a legal resident of the United States.
  • I can demonstrate a need for adequate, decent housing.
  • I am financially ready by having steady employment/retirement, reasonable income, and low debt to qualify.
  • I am willing to partner with Valdosta-Lowndes County Habitat for Humanity by participating in a home site visit, by completing sweat equity hours, and by attending homebuyer education courses.
  • If I have been in Bankruptcy, I have been dismissed for no less than three years.
  • My income falls between 40% and 70% of the area median income for Lowndes County as set forth by HUD. To determine if you fall within the range, use the income calculator below.


Income Table and Calculator


  1. Determine your gross yearly income (before taxes).
  2. a. This must include the following forms of income that you receive from all family members over the age of 18 that live at home.
  3. Wages, salary, etc.
  4. Social Security
  5. Disability income
  6. Child Support
  7. You may add other forms of verifiable income if you need to increase your earnings amount.
  8. You can use the wage calculator below to convert your earnings, if necessary, to determine your gross annual income.
  9. Compare your income to the figures from the chart below for your family size. If your income falls between the high and low numbers for your family size, you meet BASIC income requirements to apply.


Examples for a family of 4

Gross income of $27,000 per year, income is too low, not qualified.

Gross income of $43,000 per year, income is too high, not qualified.

Gross income of $32,500 per year, income is within the range, you are qualified.

Number of People 


Number 40% 70% of Median Income
Family of 1 $22,200 $29,900
Family of 2 $25,400 $34,150
Family of 3 $28,600 $38,400
Family of 4 $31,750 $42,700
Family of 5 $34,300 $46,100
Family of 6 $36,850 $49,500
Family of 7 $39,350 $52,850
Family of 8 $41,900 $56,350

These numbers are based on a median income for a family of one through eight in Valdosta-Lowndes County. To meet income qualifiction requirements for a Habitat Home, an applicant must make no less than 40% and no more than 70% of the area median income of families their size.

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